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Truck Loan Finance
With your friendly experts
Whether you’re an established business owner or new to the market, it’s important to find people who are willing to roll up their sleeves and work with you.
If you’re buying a truck, we will help get you a truck finance and then on the road in no time! We’ll look at every part of the package – taking into account your cash-flow requirements, business structure and any potential tax implications. We make sure you are fully informed throughout the process, and that you have all the different options regarding the truck loan Sydney structures, and flexibility to ensure you get the best truck finance that suits your needs. We’ll look after the numbers, so you can keep on truckin’.
Get the right Truck loan with PURE CAPITAL FINANCE
See how pure capital will help you secure a great deal on your truck finance through its panel of lenders
LOW DOC LOAN
Books not quite up to date? No problem! At Pure Capital we think differently about truck loans for self-employed people and businesses. Whether you’ve been in business for years or are running a new start-up, our low-doc loans offer you pain free finance without the fuss of paperwork.
With our low doc truck finance, we don’t get hung up on what documents you have available. We will look at your overall financial situation, and still get you the best truck loan interest rate possible.
* Please refer to your accountant for tax advice.
FULL DOC LOAN
If you don’t fit the criteria for a low doc application or if you are borrowing above a certain amount, we can assist with a full document loan.
Lenders will typically require a combination of documents which most often looks like the previous years finalised financial statements, the current years interim financial statements and the most recent BAS statements. We understand time might not be your on your side so we are happy to liase with your accoutant to request any documents required so you can focus on your business, we take the hassle away. There is often no difference in interest rate between low and full document loans depending on the lender and the product selected.
What Next
5 Easy Steps
Submit your details
Enter your details to get an accurate quote over the phone, it's obligation free!
We'll be in touch
One of our friendly Consultants will be in touch to discuss your unique situation and run you through the best options for you. This is also a great time to ask any questions you may have about the process.
Decision time
Once you are happy with the quote, we will submit your application to the lender and come back to you with an approval. This usually takes anywhere from 4-48 hours.
Contracts
Once you are approved and have decided on the truck, we will draw up the contracts and talk you through everything, making sure you are happy and comfortable with what you are signing.
Completed
Once we have the completed contracts, we will submit them for settlement and have the bank transfer the funds to the seller. This 5-step process usually takes 3-5 business days, but can be completed within 24 hours if necessary.
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Helpful information on TRUCK loans
Read some of the helpful information on truck loans to help you make a right decision
I have just started my business and need a truck, can I get a loan?
Short answer, yes! If you have just started your business, chances are there is a reason you have made this move. We can leverage any past experience you have, along with any work contracts you may have received to show lenders that you are a great potential borrower. We will work alongside you and your accountant to make sure we structure the loan in a way that is the most beneficial for you going forward, so that you can effectively manage your cash flow and grow your new business.
Do I have to buy a brand new truck?
Nope! We have lenders that will cater to all ages and all different shapes and sizes. You know best what your business needs and we will make that work for you. You can buy brand new, used, dealer or private – we have options for everything! You can even purchase the truck from one supplier, the body from another and have all it set up on the same contract leading to one easy
monthly repayment and significantly reduced fees. Our lenders are flexible to make sure you get the right product for your individual situation and needs.
What if my financials arent up to date?
We understand that sometimes you have been so busy on the road that you haven’t had time to get the books up to date, that is why we have access to no/low doc truck finance which will take into account your overall profile and character to make a decision rather than just numbers on a page. There are various different options but the most common is if you have a 2 year GST registered ABN and a mortgage, we can get you up to $500k with no financial paperwork*, how easy is that! If you aren’t sure that you qualify for a no/low doc loan, give us a call to discuss and we can run you through all of your available options
My bank said no, does that mean I can’t get a loan?
Absolutely not! While the big banks play a vital role in our, and your, life – more often than not they have very rigid loan criteria which they often won’t budge on. We understand that not everyone can fit into the mould of what the banks want, which is why we have access to over 30 approved and reputable lenders who each have a different lending policy/criteria, and who have an approve first mindset. They will work with us to assess every deal on its merits, rather than just a tick box approach employed by some of the major banks. Some of our lenders are even cheaper than the big banks anyway
