Frequently Asked Questions

1. What happens if I can no longer afford ?

Sometimes unforeseen situations can leave you unable to continue making payments on your car loan. The best thing you can do is let us know straight away. We can liaise with the lender on your behalf to organise reduced payments, or help you sell the car and pay the loan out. The sooner we know the sooner we can lend a hand and help out. Chances are you are under enough stress already, let us help you and take this one off your plate.

2. What happens if I decide not to proceed ?

We just shake hands and part ways! The beauty of our service is that until you get behind the wheel of your new asset, you don't owe anybody any money. There are no negative marks left anywhere and most of all, no hard feelings. We understand sometimes things change and we believe you shouldn't be penalised for that.

3.Why Should I use a broker ?

Imagine you walk into a car yard, they can, and will, only sell you one of the cars that they have on their yard, even if another brand would suit your needs better. It is the same with walking into a bank. As financial broker in Sydney, we have access to almost every product in the market place. More options ultimately means a better outcome for you!

4.What is the rate ?

Part of the reason we have partnered with over 30 different reputable lenders, is that they each offer a range of products with different associated interest rates. Depending on the type of loan, the age of the asset, your overall borrowing profile and the selected lender the interest rate will vary, so rather than giving you a misleading headline interest rate to draw you in, and then disappointing you later on, we prefer to work through the whole scenario with you and give you the rates that you actually qualify for straight away.

5.How much can I borrow ?

Similar to interest rates, every lender has a slightly different calculation in working out how much you can borrow. Depending on the type of loan you are applying for, the structure of that loan and your overall profile, we will work with you to make sure the amount you are borrowing is appropriate, but also manageable. Contact us today for an obligation free borrowing power calculation.

6.What kind of car loan is right for me ?

Depending on your situation, and what you are using the car for, you may be eligible for a number of different loan types. We will work with you to establish your goals and requirements, and then present you with a number of options, and the pros and cons of those options. You are unique, your car loan should be too! Contact us today for an obligation free breakdown of what you may be eligbile for.